Business Development Officers
We know where you’re coming from.
We’ve been there—from St. Cloud, Excelsior, Slayton, Detroit Lakes, and West Fargo, we have the experience and insight to help your small business succeed. And when you’re working with small businesses in a state as diverse as ours, it’s important to personally know all of the various landscapes.
MBFC is in every corner of Minnesota, and North Dakota with members and staff right where small businesses are. We know their strengths. We know their unique challenges. And we’re ready to help them succeed.

Tom Saehr
President & CEO
(320) 258-5005
tsaehr@mbfc.org

Nadene Kruize
Senior Vice President/Senior Loan Officer
(320) 258-5007
nkruize@mbfc.org

Terry Stein
Vice President of Business Development
(320) 258-5009
tstein@mbfc.org

Joe Kammermeier
Vice President of Business Development
320-258-5015
jkammermeier@mbfc.org

Pam Burnside
Vice President of Business Development
701-866-4196
pburnside@mbfc.org

Mike Stearns
Vice President of Business Development
(218) 556-2898
mstearns@mbfc.org

Joshua L. Laffen
Vice President of Business Development
612-718-1148
jlaffen@mbfc.org

Julie Dahlhoff
Vice President Business Development Officer
507-626-5407
jdahlhoff@mbfc.org