Current Rates
Interested in Interest? Of course you are.
Current Interest Rates for SBA 504 Loans as of January 2023.
10-Year Effective Rate for SBA 504 Loans
6.43%
10-Year
(STANDARD 504 PROJECT)
6.45%
(504 REFINANCE PROJECT)
Fixed-rate includes program fees.
20-Year Effective Rate for SBA 504 Loans
6.29%
20-Year
(STANDARD 504 PROJECT)
6.30%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees.
25-Year Effective Rate for SBA 504 Loans
6.31%
25-Year
(STANDARD 504 PROJECT)
6.33%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees.
The rates are for SBA 504 loans authorized and funded in fiscal year 2023. “N/A” quoted means no debentures are funded yet in that category.