Current Rates
Interested in Interest? Of course you are.
Current Interest Rates for SBA 504 Loans as of July 2022

10-Year Effective Rate for SBA 504 Loans
4.97%
10-Year
(STANDARD 504 PROJECT)
4.95%
(504 REFINANCE PROJECT)
Fixed-rate includes program fees of 1.41%

20-Year Effective Rate for SBA 504 Loans
5.05%
20-Year
(STANDARD 504 PROJECT)
5.07%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees of 1.18%

25-Year Effective Rate for SBA 504 Loans
5.11%
25-Year
(STANDARD 504 PROJECT)
5.12%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees of 1.58%
The rates are for SBA 504 loans authorized and funded in fiscal year 2022.