Current Rates

Interested in Interest? Of course you are.

Current Interest Rates for SBA 504 Loans as of January 2023.

 

 

 

10-Year Effective Rate for SBA 504 Loans

6.43%

10-Year

(STANDARD 504 PROJECT)

6.45%

(504 REFINANCE PROJECT)

Fixed-rate includes program fees.

20-Year Effective Rate for SBA 504 Loans

6.29%

20-Year

(STANDARD 504 PROJECT)

6.30%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees.

25-Year Effective Rate for SBA 504 Loans

6.31%

25-Year

(STANDARD 504 PROJECT)

6.33%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees.

The rates are for SBA 504 loans authorized and funded in fiscal year 2023. “N/A” quoted means no debentures are funded yet in that category.