Current Rates
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Current Interest Rates for SBA 504 Loans as of March 2023.

10-Year Effective Rate for SBA 504 Loans
6.78%
10-Year
(STANDARD 504 PROJECT)
6.79%
(504 REFINANCE PROJECT)
Fixed-rate includes program fees.

20-Year Effective Rate for SBA 504 Loans
6.34%
20-Year
(STANDARD 504 PROJECT)
6.35%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees.

25-Year Effective Rate for SBA 504 Loans
6.33%
25-Year
(STANDARD 504 PROJECT)
6.35%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees.
The rates are for SBA 504 loans authorized and funded in fiscal year 2023. “N/A” quoted means no debentures are funded yet in that category.