Current Rates

Interested in Interest? Of course you are.

Current Interest Rates for SBA 504 Loans as of July 2022

10-Year Effective Rate for SBA 504 Loans

4.97%

10-Year

(STANDARD 504 PROJECT)

4.95%

(504 REFINANCE PROJECT)

Fixed-rate includes program fees of 1.41%

20-Year Effective Rate for SBA 504 Loans

5.05%

20-Year

(STANDARD 504 PROJECT)

5.07%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.18%

25-Year Effective Rate for SBA 504 Loans

5.11%

25-Year

(STANDARD 504 PROJECT)

5.12%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.58%

The rates are for SBA 504 loans authorized and funded in fiscal year 2022.