Current Rates

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Current Interest Rates for SBA 504 Loans as of June 2024.

 

 

 

25-Year Effective Rate for SBA 504 Loans

6.35%

25-Year

(STANDARD 504 PROJECT)

6.38%

(504 REFINANCE PROJECT)

Fixed-rate includes program fees.

20-Year Effective Rate for SBA 504 Loans

6.44%

20-Year

(STANDARD 504 PROJECT)

6.47%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees.

10-Year Effective Rate for SBA 504 Loans

6.90%

10-Year

(STANDARD 504 PROJECT)

6.94%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees.

The rates are for SBA 504 loans authorized and funded in fiscal year 2024. “N/A” quoted means no debentures are funded yet in that category. The 10 Year Rate prices every other month.